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Greatest chance of success
Successful in one go thanks to our substantiation in all important areas.
No hassle
Your personal advisor will arrange everything for you, from application to financing.
Best conditions
Compare more than 100 products together with your advisor. Including those from your own bank.
Advantage
Ontvang korting op je afsluitkosten, omdat wij als collectief voor je onderhandelen.
Four reasons for independent advice
Frequently asked questions financing
Almost everyone who is going to invest in real estate needs financing. After all, you need capital to buy a house or property.
Financing is therefore of great importance and therefore this topic raises many questions. We list the 5 most frequently asked questions about business financing for you.
The mortgage interest rate on Curacao, Aruba, Bonaire or Sint Maarten usually varies between 4.5% and 6%. This percentage depends on the lender, the term of the mortgage, and the financial situation of the applicant. We are happy to assist you in getting the best interest rate.
You can calculate a mortgage by taking into account the principal (amount borrowed), term (number of years), and interest rate. Use our handy mortgage calculator to estimate the monthly payments and total costs. This can be useful to get an idea of your financial obligations in advance.
Ja, het is onder strikte voorwaarden mogelijk om op Curaçao, Aruba, Bonaire of Sint Maarten een aflossingsvrije hypotheek te krijgen, maar deze wordt vaak beperkt tot een percentage van de woningwaarde, maximaal 50%. Dit betekent dat je tijdens de looptijd alleen rente betaalt en aan het einde van de looptijd het volledige bedrag terugbetaalt.
The personal contribution varies per bank and type of mortgage, but is usually between 0% and 20% of the home value for residents. For non-residents this percentage is higher, often around 30-40%. The personal contribution is requested to reduce the risk for the bank and can depend on factors such as the type of home and the financial background of the applicant.
Yes, non-residents can get a mortgage in Curacao, Aruba, Bonaire or Sint Maarten, but the conditions are stricter. The mortgage provider will, as described above, ask for a higher personal contribution, usually 30-40% of the home value. There are also additional requirements, such as a declaration of no objection from the (tax) authorities in the country of origin.
Looking for the best terms for your financing?
Let Guardhouse take care of it.
Are you looking for the best real estate financing?
Find out here how to make the best choice between various financing options, what the advantages and disadvantages are and how to obtain the most favourable conditions.
During a personal conversation we will give you a clear insight into how much you can borrow and you will receive an indication of the conditions and rates. Afterwards you will of course receive a no-obligation offer for full guidance of your application.
Experts in financing
Team of independent advisors
Guardhouse powered by Financieringsgilde consists of a collaboration of franchisees who provide independent advice on financing. As a customer, you benefit from a national network and collective purchasing advantages, while at the same time getting an advisor with knowledge of the local situation.
We believe that being independent of lenders ensures that you get the best product. That is why we are open about fees and discounts that lenders give and we also pass these on to your advantage.
60+
Advisors in the Netherlands, Curacao, Aruba and Bonaire
7900+
Buyers successfully assisted with financing
100%
Of our customers recommend us
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Highly recommended!
Highly recommended and nothing is too much. Clear, sincere and everything well substantiated and explained down to the last detail.
Actually only one word is needed, Perfect!
My experience was very pleasant! The first introductory conversation felt very pleasant, which made me start the process with confidence. The communication went well. Every week I was kept informed of the developments.
Call them now and you won't regret it.
For me it was the perfect solution for everything that had to do with finance. They think along day and night. Solution-oriented and custom work.